7 New Internet Scams to Watch Out For in 2020

7 New Internet Scams to Watch Out For in 2020


Every year it seems scammers get more and
more clever, with new techniques designed to steal from us. And the best thing you can do to fight them
is learn their ways so you can spot the scams from a mile away, so that’s what we’re
going over today. I’ve got about 7 scam techniques that are
either brand new, or have become more prevalent leading into 2020, most of which are internet
and phone based, and how you can also defend against each one of them. Before we jump in, it is essential that I
do my shameless plugs of course. If you haven’t seen my incredible Instagram
account you’re really missing out, it has the most amazing tech memes you could possibly
imagine, so be sure to check that out, it’s just @ThioJoe over on Instagram if you want
to collapse from laughing so hard. Also if you want to support my work and get
some cool perks too, consider becoming a channel member by clicking the Join button. With the main level you’ll get my videos
early as soon as I finish them, a badge to show off in comments, and a special member
rank in my discord server, which if you didn’t know about, can be joined by going to Discord.gg/ThioJoe,
so definitely hope to see you over there. Or if you just want to help a little bit there’s
a lower tier, but where you still get a badge for comments. And with all that out of the way, let’s
get started. So the first one you need to watch out for
is a pretty clever email-based scam. With this, the scammer will basically impersonate
some high level manager or executive. They might do this by either spoofing the
email address, or use the person’s actual email account to send it out if they manage
to break in with a stolen password. Then for the scam, they will email multiple
people at the company below them, telling them they need to go buy gift cards usually,
saying it will be a gift for other employees on your team or whatever. The scammer might tell the victim to put it
on a company credit card, or to buy it themselves and they’ll be reimbursed, and also tell
the victim to send the gift card codes to them. Then once the scammer gets the gift card codes,
they’ll just disappear. This type of scam has been reported by several
people on reddit, who have either fallen for it or come close to, and is probably going
to be more common around holidays when the whole lie about needing the cards for gifts
makes more sense. This scam may also be tougher to detect because
it can be more personalized. But now that you know about it, you can easily
defend against it by simply calling the person who supposedly needs these gift cards and
actually speak to them to confirm, or go talk to them in person. Ok the next scam is a variation of a phishing
scam, which has become a lot more popular. The idea is a scammer will send out a ton
of fake shipping confirmation emails pretending to be Target, Amazon, or some other online
store, and then give you some kind of login link to ‘track your order’. But then it takes you to a phishing site designed
to look like the real site, requiring you to log in, and then it just steals your credentials. There are a lot of possible variations to
this, for example the scammer might say something like “there’s a problem with your order,
log in here to fix it” or whatever. They may even be able to personalize it by
using information from previous data breaches to actually include your real name in the
email to make it seem more legitimate. This is another one that will be more common
during holiday months where people make lots of orders online, so if the scam email happens
to arrive soon after you actually order something, you might not think twice and then fall for
it. Now there are a few ways you can defend against
this scam. First, be highly suspicious of any shipping
confirmations or purchase-related emails if you didn’t actually make any orders. Next, remember that usually stores will include
the names of the products you ordered in the email. Not always but usually. So if the email is overly generic, don’t
click any links, and just go to the site directly yourself to check any order status. Ok up to number 3, this is another email-based
scam having to do with online stores, but it’s not a phishing scam. This particular scam technique occurs when
a scammer has already gotten access to one of your online shopping accounts. They may have done this in any number of ways,
whether it was a previous phishing attempt, or a stolen password database or something,
but that’s not the point here. The trick is that the scammer will place an
order to buy a bunch of crap to themselves using your online store account using saved
payment details, and then hide the fact that they did this by signing you up for a ton
of spam emails, which hides the order confirmation email. Because normally if they ordered something
with your account, you would just see the email and become suspicious if you didn’t
order anything, and hopefully check it out. So they sign you up for a ton of spam to bury
this order confirmation mail, hoping you won’t see it. One example from someone on reddit who spotted
this spam gave the example that they got a ton of spam from government newsletter, all
from the ‘govdelivery.com’ domain. Fortunately they still spotted the order email
and was able to cancel it. So the way to defend against this scam is
become very suspicious if you all of a sudden start getting a ton more spam than usual,
especially if it’s from one source, and actually go through all the emails making
sure nothing is hidden in there. Because remember, this is a technique scammers
may use if they’ve already got you somehow. Alright up next is a really devious one, where
ironically, scammers initially call a victim pretending to be government officials warning
them that their identity was stolen. In one specific example, scammers called someone
and said they were from the Social Security Administration, telling the victim that their
social security number was stolen and used to rent a car. They then scared the victim by saying the
rented car was found with a bunch of illegal drugs inside, and they needed to comply with
the investigation or face prosecution. They even had someone pretending to be a border
patrol agent, saying the supposedly rented car was found near the border and was used
for smuggling, or all sorts of scare tactics. Eventually, you guessed it, they convinced
the victim to buy thousands of dollars worth of Google Play gift cards, which scammers
these days love. Now, it might not always be this obvious,
for example the scammer might demand a wire transfer, saying your bank account was compromised,
or that there is stolen money in your account or god knows what reason. The primary way to defend against this scam
is to know that the government is not going to call you to tell you your identity is stolen,
and definitely won’t threaten you with prosecution by phone. And OBVIOUSLY, for god’s sake, the government
is not going to ever ask you to buy freakin’ gift cards. Seriously, I feel bad for the guy who lost
a bunch of money to this scam, and I guess he was under heavy pressure, but he’s still
a moron for falling for it. Just always be suspicious, ESPECIALLY when
give cards are involved, and you’ll be fine. Ok the next scam is actually really sophisticated
and one that even the most tech savvy of you might still fall for. This one takes advantage of a feature of all
those virtual assistants these days, like Amazon Echo, Google Assistant, Siri, and all
those. You see, when someone asks AI assistants to
call a certain business, they often will use search engines to look up the top result for
that business for the customer support number to use. Then they’ll either give you that number
it finds, or just call it depending on what you asked it to do. But here’s the really tricky part. Turns out scammers have started setting up
fake customer service phone numbers, then pay to promote these numbers with ads or other
sketchy tactics, so they end up near the top of the results. And even I am not 100% sure how this works. It seems like these AI assistants apparently
can’t tell the difference between an ad and an actual search result. But regardless, the way the scam works is
the virtual assistant will call the fake scam customer support number instead of a real
one, then the fake representative will try to get you to do all sorts of stuff. Depending on the company you think you’re
calling, they may instruct you to install malware, or have you log into a fake website
and steal your info, or anything really. And the worst part about all this is most
people will assume they’re safe because they called the company, it’s not like they
received some suspicious call, without realizing the number they called isn’t real. So the way to defend against this, I would
say, is don’t use virtual assistants to just auto-dial for you. Always do a search yourself, and make sure
the number comes from the official company’s website, and never call a phone number that’s
listed in an ad in search results. Alright we still got a couple more scams to
go over. This next one really sucks because it has
to do with directly stealing your money, and you don’t even have much control over defending
against it. What the scammer does is first get some of
your basic information, probably from a breached online database, which you can’t control,
and then either emails or calls up your company’s HR department, or payroll department. Then, they pretend to be you and tell the
person that you want to change the bank account where you receive your paycheck via direct
deposit. If the HR representative falls for it, you
probably won’t even realize what’s happened until your next payday when you don’t get
your money. I believe you wouldn’t be on the hook for
the cash, the company would, but you still have to deal with the stress of missing a
paycheck and having to sort it out with your employer. Apparently these scammers are pretty smart,
and the emails they send can seem very legitimate. Like here’s one example, it just said, “do
you have a minute? I need you to help me take car of something
important. I need to update my direct deposit for payroll,
can you get it done on your end?” Depending on the email address the scammer
used to send it from, especially if they got into your real email address, that would be
really convincing. So I guess really the only way you can defend
against this firstly is make sure you keep your email account secure with a unique, strong
password, and ideally use two factor authentication. Then always keep tabs on your bank account
to make sure payment deposits arrive when they should. Alright the final scam is a new, trickier
variation on classic bank phone scams. And it may even be used to circumvent two
factor authentication methods. What happens is the scammer will call you
up pretending to be your bank’s fraud department, asking if you made some purchase, which you
obviously didn’t, and then they offer to block the transaction. They then ask for a piece of information that
by itself you might not think can be used to scam you, such as your bank member ID,
user ID, email address, or something you use to login, but not your password. Then they’ll go on the bank’s website
and use the lost password function, along with whatever info you gave them. With some banks, this will trigger a confirmation
text message with a code to be sent to your phone, but it might not say anything about
a forgotten password in this text. So the scammers then ask for that code from
your phone, and use it to log in to your account themselves. Depending on your bank they may already have
enough to steal money from you, or they may keep digging for more info, even asking for
your bank card PIN. Obviously everyone knows you should never
give your PIN number to anyone claiming to be the bank, unless you specifically called
them, but again the trick here is you don’t realize you gave them other info they can
use to take over your account. So the way to defend against this scam is
nothing new. If you ever receive a call from someone claiming
to be your bank, never give them any info unless you actually call them, and use the
official bank phone number on the bank card. And be aware that scammers might be able to
use seemingly innocuous info to scam you, so be extra careful. If you want to know about even more scams,
I’d recommend this other video I made this year talking about other new online scams
to watch out for. You can just check that out by clicking the
thumbnail right here. So thanks so much for watching guys, and have
a good one.

100 comments

  1. you really should make your fun-videos more obvious, i just bougt 50 steam-cards for my grandma and im very sure i'll get my money back

  2. Is this a real video to help with scams, or is it a scam video about fake scams. I don't know when you're scamming us anymore, so I think I'll move to a real YouTube site that doesn't leave us guessing if you're scamming us. It's obvious that some of your stuff isn't real, I get it, but I'm not on here for that crap.

  3. Helo dis is mikrosofht suhporut, how mey i assist u?
    10 minutes later
    yes you need to pay in app store gift cards to reinstall window defender and window update

  4. My last company I worked for required for an employee to come in and do it in person to change your direct deposit information along with a voided check or deposit slip. After about 5 years of working for them they also had an encrypted employee web portal that you could change your direct deposit and any other employee information. Typically after about 15 minutes the employee would get a phone call from a real person (if the employee changed their phone number they would try the old number first). Emailing or phoning the information wasn't possible and if done an automatic hold was put on direct deposit.

    Social Security direct deposit is done about the same way.

    The changing of direct deposit information is not a new scam.

    George

  5. It is simple! If you are approached by someone on the street, at the door, on the phone or via internet (e-mail etc.) about anything, it is a scam! Don't be bothered by anything which is presented to you. We are customers and we ask for help (and never the other way around)!

    If you fall for this, you are not worth your money and you are a moron! Do educate youself or pay the consequences!

  6. Lots of much older people over 70 know more than me. I was even told not call on the same phone that I was phoned when I try to call my bank. The scammers may have hijacked the line. It is better and safer to call from a different phone that has different number. For example somebody calls your landline and claims to be your bank. In order to check with your real bank phone from your cell phone.

  7. Except the tons of spam emails would end up into the spam/junk folder, whereas the order confirmation would come into the inbox so it wouldn’t be hidden. 😂 That sounds like a very dumb scam nobody could possibly fall for.

  8. Drone x pro commercials on youtube. You pay through PayPal. You don’t receive what you ordered (it’s a cheaper version than the commercial shows) and PayPal doesn’t back you on this.

  9. Any haji that calls me gets an instant go fk yourself
    And if I call anywhere and a haji answers I ask to speak to someone else .

  10. What about the scams with Apple Store subscriptions? I tried an app and 7 days later it cost me 22.99 and Apple Store would not take any action

  11. Got an email saying my website will be shut down unless I did …. then my website was shut down because I didn’t …

  12. I recently got scammers contacting me about YT channels and videos regarding the FTC and COPPA or regular community guidelines and that my videos or channel is violating and my channel will be deleted. I could tell it was a scam but it COULD look legit. The trick is go into your YT channle account. If there is anything, strike, copyright claim, anything at all, it will be mentioned in your notifications, a copyright tab, and next to specific videos.

  13. I love taking amphetamines and talking to strangers in the street. It's better than talking to people online

  14. a week before Christmas i got a email supposedly from amazon saying my credit card was almost past expiration and i should update info. I never opened it because i knew that wasn't true

  15. Plz be careful Chinese Americans; there’s a scam supposedly from Bank of America Chinese branch or something. Claiming you may be deported or something along those lines?? I can’t speak Chinese; keep getting messages left on my phone about it, never reply to these messages and stay safe everyone! Scammers are annoying asf.

  16. IDK if you have this in america but in Australia the gift cards have warnings that they are not suitable for use as payments the the Tax Office

  17. I got a call from my local strip club claiming that my card was declined for a private dance.
    But I know my strippers have chip receptors for TAP THAT ASS & GO purchases.

    Nice try scammers!

  18. Big mistake in this video, Joe saidf don't give your bank card pin unless u contacted them. Not true. NEVER give your pin ever. no ban will ask for it. Never ever.

  19. every time I buy something from amazon I get a call that my debit card was locked.
    And they need to send me a new one.

  20. I get allot of Indian scammers calling me, so I just troll with them by installing malware on there computer with TeamWiever or Anydesk xD

  21. I find it hilarious that I get phone calls about car insurance I supposedly have, but I don't even have a licence! let alone a car!

  22. The one with the virtual assistant thing seems more of an issue on the companies side for not programming a filter system in the thing to know the difference between an ad and an actual search result

  23. I have a question
    Does samsung tab a 2019 (8 inch only) has android stock?

    Please somebody answer me

  24. I watched a video of yours about a year ago and to be honest I couldn't tell if it was a joke or real. I know very little about tech, just the minimum basics. So my honest question is wrapping a plastic cup in electrical tape and coiling a cat5 really going to work to make a free antenna? I know there's more to it but you know which process I'm referring to. I've never watched your vides until now because the one I saw a long time ago seemed like a joke. If I'm wrong please let me know and I'll watch and learn. If not please let me know that as well. Thank you

  25. Got a call just now while watching this. Told by a vey nice sounding lady that £600 had been taken from my bank account and sent overseas. Please press 1 to verify. Not likely madam.

  26. If you're credit card company calls you and says that you won a prize for paying your bills on time. Don't say anything or give any information. Just hang up. I got a call from 253 area code. Remember it's tax season and there's alot of scammers out there. I don't even have a credit card.

  27. Closest I’ve ever came to falling for a “scam” was when I was 15 and somebody emailed me a link to download “Cindy Crawford’s leaked sex tape”…. it was a Trojan Horse virus and destroyed my dads computer. This was in 1995 and the internet was still brand new to me…. 🤦‍♂️😂😂😂

  28. Thx i just got an email from nova plays telling that i got some problem with my order but i dont order something i did 15 days ago but u cancel them

  29. Video idea: What if you delete all the stuff in Local disk C aka delete the hole LocalDisk C partition.
    (Microsoft is gonna kill you :)) )

  30. My company sends me an email any time I make a change to my direct deposit, so I feel pretty safe against the "Direct Deposit" scam. I have 2-factor authentication on all my email addresses. Thanks for the video.

  31. There has been two episodes where Paypal has sent me two codes for 2FA because someone kept trying to login my Paypal account lmao.

  32. thanks thio joe your the man ? thanks for great info ? its pretty bad that people scam us i guess they dont have anything better to do? always great to be safe.

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